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How to File a Truck Accident Claim Most truck accidents are the result of inattention on the part of the truck driver or a trucking company. The victims of injuries are typically required to file a lawsuit in order to receive full compensation for accident-related expenses. Medical bills are a typical cost for victims of truck accidents. Insurance companies can request an independent medical examination to determine the extent of your injuries and their impact on your daily activities. Medical Care If you're involved in a crash involving a truck, you need immediate medical care to ensure your health and safety. If you seek medical attention as fast as you can will also aid you to document your injuries so that you can use them as evidence in your claim. It will also help you create a stronger case that proves your injuries were caused by the accident. Medical expenses are an important part of any claim for personal injury. They show the severity of your injury and how it has affected your life. You may not be able to be compensated fully if you do not have evidence of your injuries. In some instances the medical treatment could be so long that you're unable to work or return to your normal activities. If this occurs you may be eligible to receive compensation for your lost income. Additionally, you might be eligible for reimbursement for the cost of any assistive device you require to live your life in the most normal way possible. In the event of an accident there are many parties that could be accountable for the crash of a truck. They include: Truck drivers: They could be employees of a company or those who have a contract to drive for an employer, or independent owner-operators. They operate their trucks on behalf of their own company or the shipper for whom they have signed a contract. If truck drivers are careless, reckless, or otherwise performing unsafe activities on the road, they may be held responsible for causing the crash. Other drivers: If a driver's negligence caused a crash, that person may be held responsible. Other drivers are frequently held responsible for truck accidents, especially when the other driver was driving in a reckless manner or was distracted. colorado springs truck accident lawyer might try to reduce your claim by deflecting blame, recording your statements against you, or tricking you into admitting responsibility. You should hire an experienced lawyer for your truck accident. Your attorney will fight to defend your rights and make sure the responsible party pays you what you're due. Lost Wages Truck accidents are not the commonplace. These crashes are more severe and are more likely to cause permanent disability and injury. These crashes also carry heavy loads, which can make the occupants more vulnerable. There are a variety of truck drivers. Owner-operators who own their own trucks and contract with shippers for a fee to transport goods, or company drivers, who drive vehicles owned by their employers. Both of them can be held accountable in a crash involving commercial vehicles, based on the circumstances of the accident. A person who is injured in a car crash and is unable to work may receive compensation for lost wages. They are in relation to the amount earnings they could have made while they were unable to work as a result of their injuries. This includes regular salaries as well as benefits such paid time off or overtime. In order to award damages for lost wages, a judge usually examines a letter from the injured party's doctor that details their treatment plan and explains why they were unable to go to work. A letter from the injured party's employer is also required to confirms their hourly or salary wage, as well as the number of days they were unable to go to work because of their injury. After the evidence has been gathered Your lawyer will then prepare an order that detail the amount you've suffered due to the truck accident. The demand package is sent as an explicit message to the insurer of the other driver, detailing the details of the incident and the extent of your injuries. Negotiations could involve back-and-forth communications. If a settlement cannot be reached then your lawyer will file a lawsuit on your behalf. In the majority of instances, a claimant will recuperate lost wages under the bodily injury liability coverage of the driver at fault. If this isn't an option the injured person may file a claim with their own auto insurance company. This is only up to the limit of their personal injury protection insurance (PIP). Suffering and Pain Truck accidents can cause emotional and physical pain in addition to financial losses. These non-economic losses are typically harder to quantify a dollar amount on, but they nevertheless deserve financial compensation. A New York truck accident attorney can examine your case and determine the value of your noneconomic damages. An excellent example of an economic loss is the inability to pursue hobbies or take part in the activities you love due to injuries. You could also miss out on vacations and other activities that can make life more enjoyable and you are entitled to compensation for this loss. Other examples of non-economic losses are loss of consortium and enjoyment of life. It's important to seek immediate medical attention for any injuries after a collision with a large truck. This will not only help you maintain your health but also serve as an invaluable document for any future personal injuries claims. It's also crucial to have a thorough medical evaluation even if your injuries appear to be minor at the time. In time, a medical professional can determine the severity of your injury is and will give you the right treatment. The next step is to have an attorney review all evidence and then draft a demand letter which sets forth your compensation needs. The lawyer will send the letter to the responsible parties and their insurance companies. Your lawyer will then be prepared to bring them to trial if they refuse to meet your demands. This is a sign that you are not going to back down and that they must respect you should they decide to offer you a fair amount of compensation. Be prepared for the insurance company of the party responsible to contact you about the accident and any injuries that you suffered. They're often “wolves in sheepskins” and will attempt to convince you to provide them information that they can twist and use against your settlement in court. By the lawyer handling all communications with insurance providers and other parties, you will stay clear of making statements that could be used against you. Damages The most important part of a truck accident claim involves the damages. The damages can be either economic (medical expenses and lost wages) or non-economic (pain and suffering). All damage is caused by negligence. In order to claim compensation for these losses, an injured victim must be able to show that the responsible party did not exercise reasonable care while operating or maintaining their vehicle, or negligently acted on the road. Due to the immense weight and size of these vehicles, victims are prone to suffering severe injuries in even the most minor accidents. Even if your injuries aren't serious, it is important to seek immediate medical care. This will not only protect your health, but it will also provide crucial documentation for any injury claim that could be filed. This will help your insurance company understand the full extent of your injuries, and might help them argue that you're not as severely injured as you claim. It is also essential to keep track of all expenses that result from your accident. You will need to keep track of any travel expenses you incur in order to get to doctor's appointments or other treatments. Also any property damage caused by the accident. This includes your car, which may be totaled in a serious crash as well as personal possessions like watches and other jewelry. It is typical for the insurance company of the responsible party company to try to reach you within a few hours of your crash to offer an offer of settlement. It is not advisable to contact them or accept a settlement without consulting with an experienced truck accident lawyer. They will usually try to convince you to accept lower offers that don't pay for your incident-related expenses. A knowledgeable lawyer will be able to review your records and provide you with a precise estimate of the worth of your case. Your lawyer will also be able determine if any additional damages, like punitive damages are available. These are damages designed to punish the person who committed the offense and deter others from engaging similar behavior.